BUSINESS COVERAGE
COMMERCIAL INSURANCEIt doesn’t matter if you are an accountant, a florist, an auto mechanic or a plumber, your business is exposed to risk – every day and night. Whether you are open or closed. Your office, garage or store equipment could be damaged by an electrical fire, a client could trip and fall, or a broken water pipe could damage your interior. There are different kinds of businesses and different kinds of risks. You have worked so hard to get your own business. Let’s talk about risk assessment that is specific to your industry. Why settle for a one size fits all policy?
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RETAIL INSURANCERealizing your dream of being your own boss can become a nightmare if one of your clients slips and falls in your store. What if the roof collapses damaging your store and ruins your inventory? These are some serious risks. Does your current coverage give you adequate protection for these areas and more?
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RESTAURANT INSURANCEIn your business, you have significant exposure due to the high risk of fire from grease or grease vapor used in cooking, business liability from slips and falls and of course product liability from food poisoning just to name a few. Are you knowledgeable about specific policy coverage your business needs to protect you from these risks?
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WORKERS COMPRequired by state law, workers compensation protects your employees from work related illnesses, accidents and even death. Proper employee classification protects you and your business. Competitive rates, loss mitigation and loss control help are just a few reasons to explore our policies.
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